Who holds the truth? - Posted by PEPE

Posted by spamahoy on November 22, 2008 at 15:09:30:

“There are some sites like John T. Reed’s that review the gurus but remember, everyone has their own point and view and may have an ulterior motive such as selling their own material.”

Yep. I think some people out there take everything Reed says as the Gospel truth and not stop to realize he’s selling his own books for about $30-$40 a piece.

I agree with most of his reviews. Ed Beckly for instance gave advice that was impractical (like offer someone 10 speed they could give to their kids for Christmas as down payment on a house. lol!)and some of it was unethical (no to mention illegal).

I think he’s too hard on Carleton Sheets. Sheets seems to try to motivate people more than anything, but he does seem to have some practical advice. With the buyer’s market in RE now, I’m surprised he’s not on TV 24/7 now. I do think it has some good ideas, and you can pick up used copies for next to nothing on Amazon and [a certain online auction website who’s name cannot be mentioned here that rhymes with freeday]. I bought a copy of his software that he hawks for about $90 for about $8 second hand (it was still in the shrinkwrap). I wouldn’t try his coaching program, because I’ve heard nothing but bad things about it. I also don’t think I’d buy anything directly from Sheet’s because a lot of people are complaining about being billed for things they didn’t order.

Reed also sems to think the Wrapwaround mortgage as something no one actually does, but from reading here, it seems some people are doing it.

If Sheets is weak on anything, it’s that it doesn’t give more details about seller financing.

If you notice, Reed only seems to endorse people who aren’t in competition with him. He endorses Nickerson’s “How I turned $1,000 into $5,000,000” book. Nickerson started in the 1950’s when $1000 was more like $10,000. It’s also been out of print for about 20 years or so.

To answer the original question, yes you can buy houses with zero down. My wife was looking at a house online in Kissimee listed for $159,000. It was a 2 story 7br 4.5 ba with 3 car garage. It was probably a $400,000 house a few years ago. The listing had the standard %20 down, but my wife called the agent and asked if it could be bought for nothing down. He told her it could. Someone snatched it up before we could get it. At that price it was bound to happen. That shows you there are $0 deals out there. Sometimes all you have to do is ask if the property can be bought for nothing down. But…there are still closing costs and monthly payments, etc., if the deal goes through.

Who holds the truth? - Posted by PEPE

Posted by PEPE on May 28, 2008 at 10:00:55:

For many years I’ve seen numerous “self-made” millionaires come on TV and “preach” the gospel of the no money, no credit needed path to happiness. But at the same token, I’ve seen many others rebute this truth with their “it takes money to make money”. Is this the proverbial, he who speaks the loudest speaks the truth? On one side you have those who respond to words of “hope”, on the other you have those who think of themselves as “realistic” and somewhat pesimistic. Please enlighten me, who speaks the truth?

Re: Who holds the truth? - Posted by Shawn Dostie

Posted by Shawn Dostie on August 11, 2008 at 15:20:32:

I own a lot of property that I bought with a total of about $3500.00 out of pocket. If you know your numbers and talk to the right people and pick the right deals it can be done. As you get larger, it’s not always necessary and it is NOT the way to get the BEST deals out there.

Good Luck,
Shawn(OH)

Ray Alcorn said it best - Posted by Ed

Posted by Ed on July 13, 2008 at 12:52:43:

Ray Alcorn said it best: “You may not need money to buy houses, but you DO need money to stay in business.” Maybe someone else said it first, but I heard it from him.

Truer words were never spoken. For longevity in this business (not to mention your emotional sanity), you need to work to build good cash flow and/or adequate cash reserves, and preferably both.

Re: Who holds the truth? - Posted by matt

Posted by matt on July 10, 2008 at 14:47:19:

did you see dr. phil today on tv?

some kid who bought the Roberty Kyasocki (spelling) Rich Dad, Poor Dad book was on.

he was:
a real estate investor.
2.2 million in debt.
getting a divorce.

you can make money in real estate but watch out for the BS…most of which comes from Internet chat boards and “get rich” courses. hint hint

Re: Who holds the truth? - Posted by matt

Posted by matt on July 10, 2008 at 14:43:31:

here is your answer
http://www.johntreed.com/testimonials.html

Re: Who holds the truth? - Posted by Maurice

Posted by Maurice on June 09, 2008 at 11:52:57:

The first property I ever bought was a “nothing down” deal. This took place in 1973 before any of the so called “gurus” even got started.

I didn’t even realise I had done anything special till years later when people like you came along saying “nobody will sell their home for nothing down” “it’s all a scam” and similar intelligent statements. When they don’t even know what they are talking about.

I have bought good properties with no money down, and made money on them.

But nothing down is not the secret. Nothing down is just a technique you use sometimes. Use the resources you have, your money, time, skills, to reach your goals and fulfill your plans.

Re: Who holds the truth? - Posted by Steve

Posted by Steve on June 04, 2008 at 20:44:15:

Watch the end of the Kung Fu Panda, and you’ll know the truth! It’s all in the secret scroll

lol

Re: Who holds the truth? - Posted by Caliban Darklock

Posted by Caliban Darklock on June 04, 2008 at 13:10:37:

They both do!

From a wide-angle view, there is no such thing as a “no money down” deal. Somebody put money down. Even if the property is gifted, that’s really the seller putting money down (or rather, “passing money up”). Somewhere in the deal there is ALWAYS some money down.

But if the money isn’t yours, and you even get to put some of it in your pocket, do you really care that technically it isn’t a true 100% “no money down” deal? What matters is that YOU put no money down - or, at least, no money of your own.

Generally, the people who “preach” in one direction or the other have their own self-interest at heart. You need to figure out where YOUR self-interest is, and act accordingly.

Re: Who holds the truth? - Posted by Bernie

Posted by Bernie on May 31, 2008 at 22:37:02:

You have half of the equation solved. The real money in real estate does require cash and credit. I have yet to see anybody do it differently. I may be wrong, but that is what I have seen. If you really want to make an excellent income I suggest you research the information marketing business. Honestly, that’s the real business these gurus are in. Do you know how the large money was made during the great gold rush? It was made by selling picks and shovels to the speculators. Not by actually speculating. Just remember, nobody is giving anything away. I wish you the best of luck.

Bernie

Re: Who holds the truth? - Posted by Jeff Bryan

Posted by Jeff Bryan on May 29, 2008 at 09:18:55:

Yes, it can be done with no money, credit, etc. but you need to know what you are doing. You can get into both financial and legal trouble very quickly.
As far as gurus, I recommend joining a local RE investors group and talk with folks who are already successful and see who they recommend. Then start buying books. You can get them new or used depending on your budget. I attend occasional seminars also.
Education and hard work is key. You will learn to leverage your time and resources. There are some sites like John T. Reed’s that review the gurus but remember, everyone has their own point and view and may have an ulterior motive such as selling their own material. Never stop reading and studying then go out and make some offers. One other thing, if you can, I’d find a local mentor perhaps through an investors group.