When is "owner occupied" satisfied. - Posted by lo

Posted by River City on January 07, 2003 at 14:36:40:

The standard mortgage in Florida reads as follows:

“Borrower shall occupy, establish, and use the Property as Borrower’s principal residence within sixty days after the execution of this Security Instrument (or within sixty days of a later sale or transfer of the Property) and shall continue to occupy the Property as Borrower’s principal residence for at least one year after the date of occupancy, unless Lender determines that requirement will cause undue hardship for Borrower, or unless extenuating circumstances exist which are beyond Borrower’s control.”

When is “owner occupied” satisfied. - Posted by lo

Posted by lo on January 06, 2003 at 23:58:31:

My client is buying a home and moving their daughter in
to qualify for owner occupied status.

How long should she expect to stay to satisfy that require-
ment?

Until it’s Homesteaded? Can you Homestead more than 1 house?
The life of the loan? Until sale or refi?
1 or 2 years?
Other.