Posted by DoubleJ on July 06, 2006 at 14:50:09:
I agree with the last sentence. These situations are usually pretty sticky. However I find that if one spouse is willing to waive some money under the other ones nose, then that will open up the door for you to sell or refinance or whatever your plans are. He will show up to the title company (or attorneys office) because he will know he is getting a check!
Good Luck.
The Bum Who Lives In My House - Posted by contressa Martin Knotts
Posted by contressa Martin Knotts on June 29, 2006 at 22:53:20:
Left my husband in a house we bought while he was unemployed; therefore,financing was obtained on my merit only. He is still not working. As of April 1,2006, he lives in the house, has not made a payment since April, owes over $3000 in back pay including a forced escrow for insurance that I stopped paying; meanwhile, his actions are not affecting his credit. He is affecting my credit. What can I do to get out of the mortgage loan, get him out of the house, and/or sell the property to salvage the little credit worthiness I have left?
Big D needed here - Posted by John Merchantj
Posted by John Merchantj on August 12, 2006 at 22:08:23:
You’ve not mentioned a divorce, so I presume there’s been none…and that’s really the next logical step.
The Judge will probably give you the house, order him out of it and also order him to start making payments on it.
So get with your lawyer and do it as things are so much simpler that way.
Re: The Bum Who Lives In My House - Posted by River City
Posted by River City on June 30, 2006 at 13:27:52:
Whatever you do, don’t stop making payment just to get back at him, because you will be hurting yourself more than him. Sell the house and pay off the mortgage. Keep your credit clean because it follows you where ever you go for 7-10 years.
Re: The Bum Who Lives In My House - Posted by contressa Martin Knotts
Posted by contressa Martin Knotts on July 02, 2006 at 21:29:58:
Paying the mortgage only gives him another level of comfort. I cannot sell the house without his consent, or his signing off of the deed. So, even though I have put it on the market, should I find a buyer, there is no sale without his signature. How do I remedy this problem without waiting a year for the divorce? Pay his mortgage for a year along with my rental fees?
Re: The Bum Who Lives In My House - Posted by Max-Va
Posted by Max-Va on July 03, 2006 at 18:22:20:
The other option is find an attorney to file a partission suit. It is expensive and time consuming. A judge will order the property sold and the proceeds divided. The split will be determined by the strength of your claim.
You could offer cash for a quit claim deed!