Hello Everyone…Ihave just bought and am into the second pass through the material in the basic course. Every time that I come to view the postings on this bulletin board I am encouraged and fired up. So for that I would like to thank you all for your kindness and professionalism. My question is part of the value analysis of a property involves asking the seller for his mortgage information (terms, balance, assumability etc…) and in my opinion I feel that it would be difficult to wrest this sensitive information from a seller. My wife who used to be a realtor (she’s now a homemaker bless her heart) feels that if that question is involved in a discussion of a property any seller would terminate further conversations with the proverbial buhbye. It would stand to reason that this would be one of the closely held cards in the sellers hand. Perhaps the “traditional” inflexible seller would not disclose this but maybe 50% of the upper 15% flexible sellers would give this freely, the other fifty requiring a little effort to get this (making it a condition of sale). I just feel that this may be one of the sticking points and am interested in what percentage of contacts give this freely, and how do you behoove, if you will, the seller to disclose this info. I look forward to being a regular on this board and exchanging experiences, struggles, and victories with you.