yes greenpoint mortgage is the way to go, but they sold mine to calmco 2 months later and my credit was pretty good 775 fico the problem is that calmco is ver y disorganized they sent me a letter requesting proof of insurance, not once but 3 times and those 3 times i provided them , and greenpoint sent them all the paper work …
i know that they are allow to sell your mortgage ,but ask them ,if they can sell it to another servicer because camlco is a mess…
I have a home the goes for 155k which I owe about 94k. I want to pull 45k out, and put it on another property. I have a tri-merge credit report, my scores are 712,679,653. I want to go no doc meaning no income/no assets. Does anybody no of anybody that could help me out. I live in Illinois.
Almost any lender will have no doc loans. Just shop around. Just because you’re self employed doesn’t mean you have to do no doc.
Ask questions, you may not need a no doc. There are alt (alternate) doc loans too, and stated income using ratios, etc. A true no doc loan will be at a higher interest rate than all the others. Don’t do it unless you are sure there is no other way.