Seasoning... - Posted by John

Posted by Squidly TX on July 13, 2005 at 17:20:01:

a) If you suspect a seller may go awol, or renig on your purchase contract, you should file your contract along with an affidavit of memorandum at the county courthouse. This will prevent clear title if your seller tries to sell to someone else, and protect your option.
b) If you are concerned about not getting cut out, make sure you talk to the Title Company that you will file the contract. If they don?t have problems with the simultaneous close, they should be ok holding the contract while you do the work. If your Title company gives you hassle, fire them and find one who will play ball your way. If you?ve been in the biz long enough, you know a good Title officer is worth his weight in gold. As far as tax implications, the Title company will 1099 you at the end of the year. The best way I know of on that is to incorporate and start a business so you can write off expenses. When you start making good money, talk to your CPA about things you can do through the company such as starting matching 401(k)'s, putting your vehicles under the company for expenses, etc.

Good luck Bud.

Seasoning… - Posted by John

Posted by John on July 10, 2005 at 06:40:43:

Hi,

i would like opinions on whether this would work and more importantly how to protect my interests -

to overcome the seasoning possibility I’ve been thinking of going the option route (a trust would also work but the time and paperwork isn’t justified in this type of situation imho)- get an assignable option to buy with an indifinte time frame and provision to be able to take possession and do whatever work. Then at closing i assign option to my buyer for a fee seller comes to the table my buyer gets deed and funds are handed out. My only issues are with

a) protecting my investment into the rehab in case seller goes awol

b) getting what i’ve got coming to me an not get cut out possibly reducing tax implication as much as possible…

thanks for any input…