Posted by ray@lcorn on January 05, 2005 at 20:12:26:
Bill,
That’s a sticky question… I’ve been in the situation, and have literally begged the insurer to sell me a policy. I’ve had them ride with me for six to nine months, but when the renewal hits it’s tough unless you carry a lot of other insurance with the broker. I’ve had them hide it in other policies, but they would never tell you they will do that. Sometimes its better to not ask for details.
When all else failed I rented one room of an office building to a tenant for $200 a month on a month to month lease just to keep the insurance in force. I’ve also had a skeleton construction crew use a building as a staging area for other projects… we called it contruction in progress and got the policy written.
ray