The way you?re presenting this, it looks to me like you either have a warehouse line, a blank lien or 15 individual loans with a small local bank. If so your terms and conditions are fare. To improve them will be difficult. You also give the impression that your goal is to do more deals in the same manner.
There are several suggestions I could give you but I need more information. It would faster and easier if you call me at 909-944-0199 and we can chat. I?m sorry for seconding guessing but you?re information is limited.
looking for a way to get better rates/terms on SFR…currently
70% LTV…6.25%…20yr am…5yr arm due in 10…all commercial
loans…15 properties and growing…about 1.2M in total
value…properties in IA