Posted by Jay on June 22, 2004 at 24:02:23:
I bought on a warranty deed to a trust - - and sold on a limited warranty deed. If I understand limited warranty deeds correctly, do they not limit you to the time you (the trust I mean) own the property? Anyone know how this would work in this situation? Thanks…
Old lien - - who is responsible? - Posted by Jay
Posted by Jay on June 19, 2004 at 12:03:31:
I have a question. I bought a house “subject to” back in 2001. I sold it on a lease option and it closed in December in 2003. We closed at a title company and my buyer got a new loan. My question is this: I received a phone call this week from my title company. Apparantly my old buyer is re-financing. They are saying there is an old outstanding lien on the property from 1998. Who is responsible for this? I do not want this to go back on the person I bought the house from… Does the title insurance from when my buyer bought in 2003 cover this? Thanks for your help. (it is a lien from the city from some kind of grant for emergency repair program)…
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Re: Old lien - - who is responsible? - Posted by JohnBoy
Posted by JohnBoy on June 20, 2004 at 22:04:43:
Why don’t you want this going back to the seller you bought from? Did you know about it and agree to take care of it as part of your deal?
Re: Old lien - - who is responsible? - Posted by Jack
Posted by Jack on June 20, 2004 at 18:51:20:
If you sold with a warrenty deed (most likely), you are.
Re: Old lien - - who is responsible? - Posted by Jay
Posted by Jay on June 21, 2004 at 23:58:22:
Yes, I was aware of it. It was a loan from the city for emergency repairs on the house when my seller first bought it. My seller told me that if she lived there for 5 years, it was no longer a loan - but a grant. We were close to the time frame of the loan turning into a grant, so when it didn’t show up at my buyers closing, I just assumed that was the end of it (we did title work - and nothing showed up). Well, now it is back and the city wants their money. I don’t feel right putting it on my seller because I did know about it. I was hoping the title insurance would just take care of it without suing someone for re-embursement afterwards. Has anyone had this happen to them? Thanks for any help you can give…