Posted by Drew(VA) on August 31, 2009 at 18:28:18:
I agree, make it about them. Talk in terms of benefits.
Also, I’d throw in a little humor to lighten the mood. They probably already know that you know they are behind on payments. Make them feel comfortable and approachable. If your name really is ‘Edi Murphy’ make a play on it versus the other ‘Eddie Murphy’. Maybe make a reference to a movie or something. I may not be the same Eddie Murphy that is in Beverly Hills Cop, but that character and I are a lot alike. We both do what needs to be done to solve any situation, only I do it without all the extra mischief!
This is a hand written letter I am sending to my pre-foreclosure list. Please rate, comment and don’t hold back. I want to send them the most effective letter possible.
Thanks Edi
Dear ####
Hello my name is Edi Murphy. I have been driving around your neighborhood and I noticed your home on an internet site, but I do not know if it’s for sale.
I really like your house. I was wondering if you would be interested in me buying your house from you. I am willing to buy it for the full mortgage amount. I can have a good down payment and buy the property quickly.
I am not a Realtor or broker. I am a buyer and I’m sincerely interested n buying your home right now.
Please call me @ 310-###-#### - even if you are not interested, just so I will know.
Thank you for your time.
I look forward to talking to you soon.
Sincerely
Edi
Re: My Pre-forclosure letter - Please rate - Posted by thutch fl
Posted by thutch fl on August 27, 2009 at 16:38:35:
In any letter you should have a powerful headline and the ps as the two most important parts of the letter. You have neither.
You could try something like “Is the bank trying to steal the keys to your house?”
You absolutely don’t want them to call you if they are not interested. Why would they care if you have a good down payment? Just say, I can close on your house in 7 days or the date of your choice.
I use fewer words to avoid writer’s cramp. Your fib about realling liking that house is too apparent, especially when the neighbor gets the same letter (yes, they talk). Just say you are looking for a home in that neighborhood, pay CA$H, & pls keep your number in case owner want to sell in the future. I just end with “Thanks!” & my name. Since you are signing the letter there is no need to give name in intro. Keep it simple & truthful.