Posted by michaela-CA on August 03, 2008 at 09:09:37:
jeff,
I don’t believe there’s a ‘one shoe fits all’. Policies and insurance companies change a lot between states and even zipcodes. You can have different rates and terms from one street to the next, depending on floodzones and condition of the house and other risk factors. So, even though one insurance company may perfectly fit the criteria of one investor in their neighborhood, that same company may suck where you are.
I have the Farmer’s commercial habitational policy (it has various liability amounts depending on what you want and covers things like vandalism) in three states and it is slightly different in each.