Posted by jesse on December 22, 2002 at 21:44:35:
most banks or mortgage lenders will refi after 12 months going off of appriased value. some lenders will do a refi off of purchase price on the land contract, a little harder to find. Any Mortgage Borker in your area should be able to tell you within 2-4 days if they have lenders that can do.
good luck
i know 3-4 in ny & ct that will look at your deal
jesse