Posted by SteveS(CPA) on January 27, 2003 at 23:41:40:
Kristine,
It looks like you’ve put the cart before the horse. I guess you already know you should have had this all line up and ready before you went out.
If I were you I would find a partner or someone who is willing to give you a little help to walk you through quick!
The first thing you need to do is lock up the property as soon as possible. Make sure you have some way out if you can’t complete the deal. There are a lot of good real estate contracts you can download off the internet but you’ll want a good attorney to look it over before you submit it.
What does “I have no money mean?” Does it mean you don’t have a hundred dollars for an earnest money contract or does it mean you don’t have money to buy the house? These are two different problems, but each can be answered if you use the ‘search’ feature on this site.
I think you should use an attorney just to be sure its done right, but there are money savers on here that may disagree with that. But being new I think you should use one.
That’s my advice.
Good luck.
Steven