Posted by Tony Colella on August 24, 2009 at 20:02:18:
I spoke with Karl awhile back and as I recall he was using a payroll agency to cut his checks for one employee that works in his office and does sales. I did not ask if he does the same for the handyman type folks or not and whether or not he had workers comp on them. Hopefully he can jump in here.
Tony
Insuring maintenance men - Posted by Don-NY
Posted by Don-NY on August 24, 2009 at 19:29:02:
We are at the point of needing a regular part time maintenance man. So far I have been paying cash (cringe I know). Using the sub contractor ploy will only lead to trouble in my opinion. I looked into employee leasing agencies but most will not touch an employee that goes inside private residences. Is the best way just to get comp insurance and use a payroll service? Or are there other less costly, easier ways?
Re: Insuring maintenance men - Posted by shawn sisco
Posted by shawn sisco on August 25, 2009 at 04:31:54:
Don, if this is an employee, then my advice is to handle payroll with all deductions,and filings required.
I have used (bona-fide)contractors for refurb work who didn’t have workers comp insurance in place. So, when my workcomp ins company would audit, I would then owe them for payments made to those without policies on file. The best solution I could come up with was to deduct an amount equal to the percentage that their trade calls for from their pay.
I would also point out that for those contractors that don’t carry workcomp to not pay them for materials and labor on the same check, I use their name -including middle name on the re-imbursement, set it up so as to not be 1099 elidgeble and make desciptive notes on memo so as to not owe my workcomp for non-labor expenses.