HML Question - Posted by Shawn

Posted by John Merchant on June 20, 2008 at 12:18:27:

No one answer covers HML and private lenders.

I’ve got one or two here in WA State who don’t even look at borrower’s credit, while some others have to have 650 or better FICo and all elements have to be “inside the box”.

So, no, no “all HML require 2 year tax” or anything else.

They’re all different and chances are if you really dig you can find one there (?) who doesn’t much care who or what you are so long as the LTV on the RE is OK>

HML Question - Posted by Shawn

Posted by Shawn on June 11, 2008 at 12:13:27:

Do all HML require 2 yr tax records - I ask because I was injured at my last job in Feb 2006 and spent over 2 yrs in physical therapy. Any info would be helpful.