!!! HELP !!!! Northeast Connecticut !!!!!! - Posted by Don J

Posted by JohnP on September 07, 2001 at 08:20:45:

Don,
The way I deal with “subject To” is have the seller deed me the property into a Land trust. I can do this type of closing at the kitchen table with a Notary. If you are going to be the trustee you don’t want to have the beneficial interest. Your corporation or another person or entity should have the interest. You will need the trust, forms for authorization to speak with the bank, change of address for the bank and insurance Co, Power of attorney and a purchase and sale agreement. I would still look for a Title company/lawyer that handles this type of transaction even though you can buy it without them you will need them when you sell it. I just sold a 4plex and handed over the trust to the new buyers. The title company that I use and is familiar with trust had a difficult time with it because we sold the interest in the trust.I will admit it was a crazy transaction because we traded a motorcycle for the interest. I hope this helps.
Hey anyone want to buy a Harley.

JohnP. S.FL

!!! HELP !!! Northeast Connecticut !!! - Posted by Don J

Posted by Don J on September 06, 2001 at 20:47:20:

I’ve just recently started advertising my I BUY HOUSES add. I have a lady that just wants out from under her duplex. I have a contract ready to be signed by her taking her existing financing “Subject To”. The problem is that I’ve called four Lawyers to handle the closing but none will touch it. Their worried about her legal representation. They keep telling my I can’t do that and that I have to let her mortgage company know. Basically I can’t find anyone to handle the closing. Does anyone out from Northeast CT know of a Lawyer that will handle the close? Also, How about a title company that may do the close? (From what it sounds like Lawyers handle the closings.) Or should I just have her put the property into a Land Treust then assign me as the beneficial interest? I plan to buy, do minor cosmetic repairs then sell.