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FSBO & carrying loan - Posted by Ken
Posted by Ken on June 23, 2004 at 08:37:56:
Good morning…
Can I sell my home and carry loan myself while continuing to pay on 1st mort? Does this need to be approved by my lender?
Re: FSBO & carrying loan - Posted by Kevin
Posted by Kevin on June 23, 2004 at 23:03:23:
OK, since I was rudely deleted, I won’t mention WHO I learned this from so I don’t look like I’m selling something that creonline doesn’t sell. But, since it is important information to Ken, I’ll edit it!
Should you talk to your lender? yes… Will they say yes? probably not… Can they “call” the loan due if they find out? yes… Will they?
That’s the biggest question because they’ll lose money by calling the loan due and stopping the interest accrual, assuming that you pay on time now.
I would do it and I’m not alone. Should you? weigh your options, the ups and the possible downs…
Good luck to you,
Kevin Manning
Re: FSBO & carrying loan - Posted by Dean F.Thon
Posted by Dean F.Thon on June 27, 2004 at 12:53:12:
6-27-04 12:42 PM CST
Dear Ken:
I have a few questions regarding form #1003:
1.) Part 1, section 2…Agency case #…I’m your average Joe, I’d like to purchase the note of an FSBO and simultaneously flip it…I’m not sure what it’s asking ?
2.) Part 1, section 3…Lander case # ?
3.) Part 1, section 7…Amortization type…GPM ?
4.) Part 2, section 19 [LAST]…Estate will be held in: …Fee simple, Lease hold ?
5.) Part 7, section G: …PMI, MIP, Funding Fee ?
6.) Would I state that this is a simultaneous closing at the very end of the application…Continuation Sheet Residential Loan Application?
If you could answer these questions for me I’d greatly appreciate it.
Thank you. Sincerely,
Dean F. Thon
Dean F. Thon’s
Trust Deeds R us
203 N. State Street
Appleton, WI. 54911-4644
PH.: (920) 735-6673
Fax: (920) 735-6675
E-mail: infoattaxman@ameritech.net
P.S. Have a good day and
a better one tomorrow.
Re: FSBO & carrying loan - Posted by Dave
Posted by Dave on June 24, 2004 at 17:34:01:
Kevin,
You’re talking about Ron LeGrand, aren’t you?
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