Rich,
Thanks a lot for your response.
I was told already that in FL it takes 8 years so it is pretty clouse to number you have.
Again, I appreciate so much your will to help, it makes to feel better when you know that there are people around who care.
Luba.
My friend is in foreclosure, he does not want to file bankruptcy because he applied for disability and case is pending second year now. He thinks that he might need to file bankruptcy if his disability case will be pending too long. He thinks, he cannot file bankruptcy twice for a short time. What exactly time frame is allowed between bankruptcies, if anybody knows the answer?