Posted by Zidzi on July 18, 2001 at 01:03:38:
It seems to me that you CANNOT AFFORD TO STAY WITH THIS BROKER! Sometimes Brokers can hold you back, cost you a good deal, the opportunity, time and lots of money…if you let them.
My two cents worth:
You should have copies of just about everything your broker has. Take this together with a copy of the last credit report you may have and go to another broker. Have a heart to heart talk, outline your expectations, ask for references to ensure he has done loans similar to yours because you don’t want to be anybody’s test case given your time frame.
Your credit score should not be affected if it is pulled this once after the Broker has checked out everything else and established that he can in fact do the loan subject to pulling credit for an up to date report. (I am assuming there have been no major changes in the financial aspects of your life).
Don’t rule out the possibility of looking for a lender yourself especially given all the advertising on the internet. Someone that I have enjoyed chatting with from this site drew my attention to one today and I will take the liberty of emailing you that info.
DO also go to the forum on Mobile Homes on this site and see whether you can get some pointers there.
During the Lenders’ seminar in June there was a whole session on Mobile Home Parks that was presented by Ray. I am sure there are a couple of solutions to your current dilemma. I will look thru’ my notes and email you whatever I find that might be useful.
Sharee, remember,it is always darkest before dawn. You will get thru’ this with success.
Let us know when you close so we can share a toast.