Posted by John Merchant on December 06, 2006 at 21:18:56:
GM’s estate needs to be probated (if she had a Last Will) or administered if no will is found.
The Executor or Adm’r will notify the bank of her demise and bank will probably not start a foreclosure pending the completion of that legal procedure…if the bank did begin a foreclosure I’d expect the court would enjoin or “stay” it until legal proceedings are wound up.
Even before probate/administration process starts, have your Mom notify bank so they won’t be getting antsy or nervous.