Cash Out Refi on Apartment? - Posted by SolidReturns

Posted by John Broussard on March 08, 2010 at 18:14:48:

Here is the bridge program…

Interest Rates:
Less than 10%

LTV:
60% (65% in some cases)

Lien Position:
1st Trust Deeds Only

Commitment Fees:
None

Loan Amounts:
$200,000 up to $10,000,000

Loan Term:
12 months w/ Extensions

Geography:
California Real Estate Only

Documentation:
No appraisals or tax returns most of the time

Underwriting Times:
24?48 hours

Closing Times:
As little as 7 to 14 days

Property Types

Multi-Family

Office

Retail

Industrial

Hospitality

Non-owner residential

Special purpose properties of all kinds

Documents Needed:

Loan Submission Form
1003 Loan Application
Credit Report
Appraisal or Pictures of Property

Cash Out Refi on Apartment? - Posted by SolidReturns

Posted by SolidReturns on March 06, 2010 at 12:02:55:

Hey guys,

I just bought a 4-plex with cash, and I’m in the process of rehabbing it and getting it rented out.

I’m looking to take out a 50-60% LTV 1st to get my cash back. Who is lending on such a project and what are their underwriting terms?

US Bank wants 2 years of docs. That’s too long…

Re: Cash Out Refi on Apartment? - Posted by John Broussard

Posted by John Broussard on March 08, 2010 at 17:10:19:

What state is the property and whats the cash out loan amount?

Re: Cash Out Refi on Apartment? - Posted by SolidReturns

Posted by SolidReturns on March 08, 2010 at 17:11:49:

California, and I want 50-60% of the appraised amount, which should be in the high 200s assuming an 8% cap rate.

Re: Cash Out Refi on Apartment? - Posted by John Broussard

Posted by John Broussard on March 08, 2010 at 18:36:07:

Bridge loan programs…

Interest Rates:
Less than 10%

LTV:
60% (65% in some cases)

Lien Position:
1st Trust Deeds Only

Commitment Fees:
None

Loan Amounts:
$200,000 up to $10,000,000

Loan Term:
12 months w/ Extensions

Geography:
California Real Estate Only

Documentation:
No appraisals or tax returns most of the time

Underwriting Times:
24?48 hours

Closing Times:
As little as 7 to 14 days

Property Types

Multi-Family

Office

Retail

Industrial

Hospitality

Non-owner residential

Special purpose properties of all kinds

Documents Needed:

Loan Submission Form
1003 Loan Application
Credit Report
Appraisal or Pictures of Property