Posted by f on May 20, 2004 at 18:04:42:
Subject-to: You own the house. Title is yours. You have all the power to do what you want, and do not have to rely on the seller for anything.
Lease/option: You do not have ownership. You are a tenant. You have an option, but what if the seller decides he wants the property back after a couple of years of appreciation, and ignores your option? Will you and your tenant/buyer have the time and resources needed to bring suit? Answer: it’s a huge mess.