You could try several subprime lenders. They will all have stipulations regarding the coll and judgements. Freemont, option one and longbeach are all good bets if you are in NY or CT i may know of a broker that could help.
Does anyone out there know of a loan program for one of my customers that has terrible credit (several charge offs, lots of delinquent accounts) but has about 30% down??? Please let me know
With 30% down, literally ANYONE should be able to get a loan. Most of the national subprime lenders will do 70% financing all day long. Any decent broker should be able to line up funding for the guy.