Posted by Bruce Lawson on June 18, 2001 at 11:21:50:
You should check with you attorney to see if you can do a refinance while under chapter 13, I am not sure if you can do anything like that until your program is completed.
At the end of your payments a lender may look at your on time payment schedule each month and consider that enough to grant your refi loan.
Most lenders want to see a positive payment history for two years once the bankruptcy has been discharged.
You can contact me directly to talk more on creditworthiness and credit reporting.