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Florida Foreclosure Period. - Posted by Richie
Posted by Richie on June 19, 2004 at 16:23:47:
Ok, I am very confused now, and I have searched the archives and come up with several differing opinions. How long from the point of Lis Pendins being filed to the point of the actual foreclosure sale in Florida? I read one message stating 2 months, another 3 months and another at 5 months…
I’m trying to figure out at what point to: (A) stop contacting the property owners, and (B) at what time to find them when they are SUPER motivated
Thanks, I appreciate the information of this board…
Richie
Re: Florida Foreclosure Period. - Posted by Kathryn
Posted by Kathryn on June 22, 2004 at 22:45:35:
I agree with the last post. For Duval (Jacksonville) and Clay (Orange Park) counties, the average is 3-4 months, but I have seen some dating back a few years. It seems that some of the mortgage companies (names I am not familar with) take forever. I have one in my own neighborhood that has been empty for 4 years!!! The foreclosure process is finally at the end (according to the previous owner) I cannot believe how long it takes and I will buy when it hits the steps. It is 34k behind and should sell for 75-80k. I tried to contact the mortgage company & buy, but they said I have to wait for the foreclosure process??? What???
Anyway, I usually contact the owner early on in person, leave my card, mention about helping the solve their problem and call me when they are ready. Then I send a followup note when it hits the 2nd month, and I call within a few days and/or go out to the house. I have been successful enough to continue doing it this way, but most of the time people expect a miracle to happen and they do not call anyone and it hits the steps.
Re: Florida Foreclosure Period. - Posted by IB (NJ)
Posted by IB (NJ) on June 21, 2004 at 22:15:40:
Your best bet is to go down to the county office (most likely, the county clerk’s office) and check with them on the average time it takes a property to go to sale after the lis pendens is filed.
I recently did some research in port st. lucie, fl and was told by the folks that some of the foreclosures have taken a year or more to go to the auction block.
These things vary from county to county so you’re best to check with the appropriate county officials.
Re: Florida Foreclosure Period. - Posted by CoCo
Posted by CoCo on June 19, 2004 at 16:59:38:
it depends on if the owners know their options. if they do they might file bankrupty before the actul sale date which could stall foreclosure up to a year depending on the bank… trustee. In a normal time frame the notice of default is filed first and then about 3-4 months for sale but there are many things that a owner can do to stall like bankruptcy, refi, contct bank and make partial payments, so a sale may be canceled and then re-sch many times. Hope this helps some